Business Loan FAQs

Torro Funding Questions and Answers.

Does My Business Qualify for Funding?

Torro has one of the highest approval % in the industry. As a direct funder we can do things that many others can not. Working with Torro you will be assigned a highly trained account specialist that will ask the right questions, gather the necessary documents to help you secure the quickest, cheapest capital available.

What are options for Startups to obtain funding?

Obtain capital for a Startup is tricky and limited. Torro provides creative funding solutions to help startups and entrepreneurs in obtaining the capital they need to obtain their piece of the American Dream! The biggest mistakes entrepreneurs make in the search for startup capital is shooting their credit out to to anyone and everyone and causing massive harm to their credit. Torro’s highly trained Specialist find a quick funding solution for your startup while protecting your credit along the way

Does My Credit Rating Play a Role in the Approval Process?

For existing businesses it does not but definitely helps. We provide funding solutions with personal FICO scores as low as 400 and as high as 850.

As a startup financial institutions along with alternative finance companies like ourselves do not have the revenue and historical data to issue an approval off of there for revert back to the owner, partners and investors credit to assist in obtaining capital for their Start-UP. Generally 600+ FICOs are required to assist in obtaining start-up capital.

What are the required documents needed to secure an Approval?

For existing business there are 3 easy ways to secure an approval. 1 - you can call in and speak with a specialist that can take your application over the phone. 2 - You can apply online 3 - You can email the required docs in and we can generally have an answer back same day. For Startups - There are 2 options. 1 - you can call in and speak with a specialist that can take your application over the phone. 2 - You can Apply online.

How much can I qualify for?

We provide working capital in the amount of $3,000 - $500,000 in as little as 24 hours. Approvals are based on industry type, sales - revenue & deposits into the business bank account. Startup Capital approvals range from $25,000- $125,000 and are determined off the business owner, partners and investors personal credit.

Does it matter how I use the capital if I'm approved?

No! Many of our clients use the funds to Cover Expenses, Purchase inventory, expand, Pay bills / Payroll and or use the funds for working capital to run the day to day operations.

How quickly can I get funds deposited into my account?

Torro provides and safe easy, confidential application process that can have you approved within hours and funded the Same Day.


Syndicated Lines of Credit

up to $125,000

Business Cash Advance Funding

up to $750,000
Speak to a specialist



Funding In as little as 48 hours.
A+ Rating with the Better Business Bureau
Secure and private connection

"More Than I Expected!!!"

I was ecstatic to learn I was funded for more than I expected.

Ranchero Online Business Enterprises
"Had the most AMAZING experience..."

Had the most AMAZING experience working with Torro I would recommend them to anyone who is in a pinch to fund their small business!

Kinsley Funari
"Torro: Real people doing excellent work."

Communication was excellent and there was always a sense of personal interest and dedication to our success.

Michael McCann

Get The Funding Your Business Needs