Small Business Loans

Flexible Business Loan Options

Low rate loans with affordable payments for nearly any type of business.

Existing Business Loans

Loans for those in business for more than a year.

  • Working Capital
  • Expansion Loans
  • Equipment Financing
  • No Collateral Loan

Start Up Loans

Companies just starting out or less than a year.

  • Small Business Loans
  • Project Development
  • Business Buyout
  • Minority Business Loans

Hard To Place Loans

Loan programs banks don't offer or won't approve

  • Bad Credit Business Loans
  • Asset Lending
  • Receivable Loans
  • High Risk Businesses

Small Business Loans For Existing Businesses

Business Capital You Need With Low Rates and Affordable Payments

You will agree it's not just about getting capital. It's about getting good capital. Torro offers some of the best small business loans available. You get access to dozens of small business lenders, brokers and private investors. It's simple, we will provides you with the best options we can find, you choose the right loan for you.

The One Size Doesn't Fit All Business Loan

What are you looking for? Capital to fund seasonal employees? Money for equipment to fulfill huge order? Fast! Are you looking to grow, make addition to your business or remodel you existing establishment? We have virtually any loan program to fit even the most unique need or situation.

No Paperwork, No Asset, No Appraisal, No Headache

Many of our loan programs do not require any asset verification, no business appraisal and little to no paperwork. This means in some cases you apply, get an approval, sign and move on to bigger and better things. That's it. No headache.

New Businesses and Startup Loans To Get Off The Ground

Need capital to jump start your million dollar idea or keep it moving forward?.

Finding it difficult to get a loan for your new business? We know. New ventures are the hardest type of loan to obtain. The reason is because although you have a great idea and it's the perfect opportunity at the right time; the truth is an investor is not investing in your business or your idea, an investor is investing in you..

The most important thing to understand is an investor has very little knowledge about what you will do in the future. Without a past business history to base a decision on, substantial assets and excellent credit history, investing in new businesses can be risky, most banks are not willing to take the chance. You will find this is why we're different.

Two Categories of Startup Loan Scenarios

Your business will generally fall into one of two scenarios. We find most people who fail to obtain a financial solution for a new business, often fail at properly applying for the right loan. Here are two categories most new ventures fall into.

Documented Venture

A new venture which is well documented with business plan, projected financial, market research and projected expense and return documentation.

Idea Based venture

Undocumented or low documentation with little to no, or improperly structured plan, financial projections and/or rough outline of future expense and return expectation.

Merchant Cash Advance Loans Are Fast and Easy

Your business loan doesn't have to take an eternity.

Have you tried other lenders? Did the process turn in a long drawn out ordeal? We know with many lenders, your loan process can quickly escalate into endless phone calls, faxing, emails and mountains of documents sign.

For some business owners merchant cash advances are the fastest, easiest way to borrow money. Money for payroll, cash flow, paying off vendors. Anything your business needs. Fast. You'll find it takes days not weeks to see the funds deposited into your account. Many situations can be same day.

How Cash Advance Loans Work

Unlike term loans which a fixed payment amount divided over a set period of time. Term loans ranging from 12 months to 48 months in most cases. Cash advance loans can be more flexible for business owners. The payment amount is based on a percentage of your monthly credit card sales. Simply put, the loan is based on your projected future income. To repay the loan, a small percentage is taken from each credit card transaction until the loan is repaid in full.

For example. Suppose a customer made a $10 dollar purchase from you using their credit card. With a loan at 10%. $1 dollar from the customer's credit card transaction would count toward your loan repayment.

In this case there is no monthly bill coming to you in the mail. No lump sum payment to be made throughout loan or at end of the loan. The micro repayment transactions provide the least amount of daily impact in your cash flow. Many business owners find merchant cash advances fast, easy and extremely flexible.


Syndicated Lines of Credit

up to $125,000

Business Cash Advance Funding

up to $750,000
Speak to a specialist



Funding In as little as 48 hours.
A+ Rating with the Better Business Bureau
Secure and private connection

"More Than I Expected!!!"

I was ecstatic to learn I was funded for more than I expected.

Ranchero Online Business Enterprises
"Had the most AMAZING experience..."

Had the most AMAZING experience working with Torro I would recommend them to anyone who is in a pinch to fund their small business!

Kinsley Funari
"Torro: Real people doing excellent work."

Communication was excellent and there was always a sense of personal interest and dedication to our success.

Michael McCann

Get The Funding Your Business Needs